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Welcome to Avo

Join the Avo Community Today

Avo, is a financial services platform designed by Avocado

and powered by our banking partner.

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Avo Banking

The NextGen Bank.

Coming Soon

Built by a world class team

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harvard.avif
The App
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Pay with your beautiful card.

Open your account and start making purchases with your beautifully designed Avo card in person or digitally, including VietQR, Apple Pay® and Google Pay.™


Automated Savings    +₫380,102.12


Supermarket Purchase  —₫82,920.01

Take total control of your money. 

Automate your savings.

Our AI savings algorithm learns your income and spending habits to automatically save money for you. You can also set your goals and we'll help you reach them faster than you think.

Track your spending.

Our AI spend algorithm provides smart categorization, daily snapshots, rollover budgets, and cash flow summaries to provide you with a best-in-class experience.

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Open your account with instant gratification.

In addition to digital account opening via our app, you can get onboarded and carded, with an activated Avo debit card, physically, via our account opening machines (AOMs) located atnearby stores in less than five minutes.

Avo is an AI-Native banking platform. When you bank through Avo, the sky’s the limit. See all you can do to set yourself up for financial success at every turn, everyday.

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Simple. Smart. Sleek.

Seamless Transactions

Enjoy lightning-fast, secure transactions anytime, anywhere. Avo ensures that your money moves as quickly as you do.

Smart Management

Leverage smart, continuous, and centralized insights about your money.

Put all your money under one roof.

Consolidate and track all your bank accounts in one place.

Automate your savings from your

non-Avo accounts.

Deposit and withdraw cash at nearby stores.

Absolutely no fees. Ever

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FAQ - Frequently Asked Questions

Does Avo have any fees? No, we do not charge any recurring fees—no minimum balance fees, no monthly fees, no maintenance fees, no overdraft fees. Avo does not charge in-network ATM fees, but third-party ATM operator fees may apply.

How do I sign-up for an Avo account? Signing up for an Avo account takes less than five minutes. 1. Go to an Avo onboarding machine or download the Avo app. 2. Fill out basic details—needing only your identification card and fingerprint. 3. Download the app if you haven't already and connect your external accounts. 4. Add money and enjoy fee-free banking! Add your debit card to Apple Pay or Google Pay.

What is Avo Savings? Avo Savings is a free savings account designed to help you automate savings, goals, and organizing your future—while earning a competitive rate. Seamlessly integrated with your Avo spending account, it lets you automatically allocate funds as well as transfer money to your spending account for free—all in one app. Easily direct your savings into goals (like “bills,” “travel,” or “gifts”), giving you a clear view of progress toward each goal. With no monthly fees, no minimum balance to open, and interest compounding daily, Avo Savings supports your financial future with smart automation and flexibility.

Is Avo a bank? Avo, Inc. is a financial services company, not a bank. Avo is provided by our bank partner Member DIV.

© 2025 by Avo. Designed and developed by Avocado.

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